IAPZ Cashflow
See where your money is heading. Every balance, any day ahead, $5.99 a month.
- Every account in one forecast
- Repeating pay and bills, entered once
- Warnings before an account goes below zero
- A calendar of what's coming in and going out
- Moving from Buxfer in a few steps
Sign-up opens soon · 14-day free trial

Know before money gets tight
Your balances ahead on a chart, money in and out by month, and a warning before an account drops below zero, weeks before it happens.
How it works
Enter your pay and bills once
Repeating income and bills follow their own rule. Change one payment on its own, switch anything off to try a "what if", and see the balance after every transaction.
How it works
Your month on a calendar
Each day's balance, in red when it's below zero, with what comes in and goes out. Drag a bill to another day when it moves.
How it works
Every account, on your phone too
Bank accounts, credit cards, cash and investments side by side, including other currencies at the day's exchange rate. Moving from Buxfer? Bring your transactions and reminders over, with an undo.
How it works
One simple price
Prices in Canadian dollars, plus sales tax.
Looks ahead, not back
Most budgeting apps show what you spent. IAPZ Cashflow works out every account’s balance on every day to come, from the money you expect, so a shortfall shows up while there’s still time to move money.
